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Who the Fuck Comes Up with This Shit?

I attempted to sign in to my Wells Fargo account to check a few things but right after I signed in I was presented with an "E-Sign Consent" form that said:

On June 30, 2000, Congress enacted the Electronic Signatures in Global and National Commerce Act (E-Sign Act) to ensure the legality of electronic contracts. Before obtaining products or services electronically through Wells Fargo OnlineŽ or Wells Fargo Business OnlineŽ services (collectively "Online Banking"), you must read and indicate your acceptance of the terms outlined below.

The contents weren't bothersome and reading it took less than five minutes. I found nothing objectionable and clicked "I Agree." Unfortunately, that was the end of it.

I was then taken directly to ONLINE ACCESS AGREEMENT FOR WELLS FARGO ONLINEŽ AND WELLS FARGO BUSINESS ONLINEŽ SERVICES.

This monstrous bastard weighs in at over 11,000 words and it took up 19 pages in MS Word when pasted to a new document. Seeing how detailed it was, I decided to read over it and see what it said. Of course, this takes time.

And of course, when I finally finished and clicked "I have read and agree to the above conditions" the system had logged me out due to inactivity.

Do the policymakers and programmers at Wells Fargo expect everyone who faces this binding legal document to speed-read through it? Did they think most people just click "I Agree" without thinking about it? It sometimes takes me two or three 1-hour sittings to really read a 15 page publication during my lunch break and that's with material I actually look forward to reading...not 10,000-plus words of jargon and "ain't our fault if shit goes bad!" legal bobbing and weaving.

Bad form, man. Bad form.

Posted by drizzten on February 20, 2006 01:26 PM |

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Comments

Not reading the fine print is how an amazing amount of pork-barrel laws get passed. It's a lot scarier than observing the making of sausages. And the Statist Stasi-ims are not nearly as tasty as the sausages either.
It's all a big plot to boil us alive, sputtering away in our own greased palms. Or something...

Posted by: Gerard Bendiks | March 23, 2006 08:02 PM

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