I cannot adequately explain the quiet horror I experienced when reading UNIVERSAL HEALTHCARE AND THE BLOGOSPHERE over at Kevin Drum's blog at The Washington Monthly.
... if there's anything the Democratic Party ought to be united on, it's the principle of loudly and enthusiastically endorsing universal healthcare as a goal.
A few selected bits from his comment section:
The beautiful thing about making the Dems the party of "universal healthcare" is that it functions just like the GOPO making themselves the party of "national security" -- it puts your opponent on the permanent defensive, because how can they possibly be against such an obviously worthy goal?
The only way to get universal care that isn't a big bureaucratic mess is to get rid of the insurance industry.
...we need to agree on the basics - a simple, single-payer system that covers everyone. No compromises.
Any reasonable health care debate has to start with the question - how much does it cost to provide health care for the average citizen? Truth about the real cost will guide us out of the current conundrum.
The Dems should EMBRACE rationing, and just admit that it will happen.Here's how: Each American, at birth, get 1000 hours of physician time, 30 days in the ER and drugs up to a given limit. Once you run out, you buy a policy to cover more. If you play sports for instance, you will buy a temporary policy to cover more.
At the end of your life, if you have had good health, you have a lot in the bank, and can prolong your life. If you have run out, you pay out of pocket, or take an assisted suicide pill.
A little cold I know, but it addresses the issue: it does not avoid rationing, but does make you think carefully about medical care.
[gays in the military is] a profoundly irrational issue upon which to stake control of the Congress, but no one has ever plausibly accused the American electorate of rational conduct.
The easiest way to get universal health care is to write a bill that provides universal health care for children under 16.Who can argue that children, who have no choice about whether their parents have health care and cannot get a job themselves, should not have health care?
Then, once this is passed, children will grow up under universal health care and will wonder why the system that works for them is being taken away. Parents will wonder why what's good for the kids isn't good enough for them.
"Then say you are suddenly diagnosed with diabetes. What happens to your insurance premium? Right. It goes up. A lot."Wrong. The insurance companies would be pretty heavily regulated--and even in car insurance, accidents don't necessarily increase your insurance.
And you wouldn't be able to be uninsured.
This is the key point, while I’m no lover of the insurance industry, it wouldn’t be fair (I can’t believe I just used that word) to allow individuals to skate by without insurance waiting until they eventually needed it. To deal with this, I would REQUIRE EVERYONE to have insurance. If you own a car, you are required by law to have insurance. It’s the same thing. For those who can’t provide proof of health insurance at tax time, there would be a tax penalty that exceeds the normal cost of health insurance premiums.[...]
I realize that by REQUIREING people to purchase insurance it’s basically that same thing as TAXING but there is (I believe) a huge symbolic difference to people if we require them to purchase insurance from the private sector versus government providing health insurance.
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Insane. These people are the reason why health insurance is so costly to begin with. You see, when you force employers to pay for health insurance (As our current system does) and those employers that are affected are from larger companies (I believe 100 employees or more) you raise the rates.
For instance, a corporation employing 200 persons may have a net profit at the end of the year of, say, 50 million. 50 million, being much more than the average american makes in a lifetime, let alone a year, means that the people who purchase healthcare insurance, even for others, are the wealthiest of people in our nation.
What do we know about economics, friends? We know enough about the free market that when you force the wealthiest of people to purchase something that the cost of that something will rise above what normal folks can pay. When those normal people cannot get the insurance through those employers they wind up paying the rates of a raised market value.
How do we fix it?
Two ways:
Either regulate the industry more so the average american can afford it
or
De-regulate the industry and let the market determine a fair price.
I favor the second. A free market healthcare system has resulted in thousands of medcines and breakthroughs that benefit people the world over. Regulation limits competition and the need to develop new medicines.
It's about time we let the market decide what a fair price is, certainly the prices now are entirely unfair. Regulation invaribly benfits the rich and hurts everyone else. (Not that I care how much another man makes, I just care if laws benefit another human being over me, despite his economic or social status.)
Posted by: somasoul on March 10, 2006 06:07 PM